We take Our staff uses aggressive strategies coupled with conventional dispute methods to obtain maximum results in restoring our clients’ credit.  Our process is based on consumer laws and credit bureau experience.  We utilize the rights afforded every individual by the Fair Credit Reporting Act (FCRA). 

You have the right to question any information on your credit report that you believe to be questionable or inaccurate.  If a questionable item cannot be proven, it must be removed.

Here at The Credit Master, we use a simple four step process. 

Step 1

We begin by performing a thorough credit analysis of your credit history with all three credit bureaus, identifying any inaccurate or misleading information such as outdated or incorrect personal information, charge-offs, collections, late payments, judgement, repossessions, tax liens or any other items that may be negatively affecting your credit score.

Step 2

We will use the credit analysis to create a personalized action plan.  We will explain each step of the custom build plan and guide you through the dispute process.

We will also create a personalized credit building plan to help you rebuild your credit.

Step 3

Now the fun begins!  Here is where we begin the dispute process.  All of the items tagged on your three bureau credit analysis will be disputed.  We will demand that all  information on your credit report that is out dated, not verifiable or accurate be removed from your credit report IMMEDIATELY!

Step 4

Re-up and Repeat!  Once the disputed reports are received from the bureaus, a new analysis will be performed and new dispute letters will be sent out . We will repeat this process until satisfactory results are achieved, while working the credit building plan designed for your individual needs.